The Ministry of the Interior requires that all applications for residence permits, either first-time permits or extensions of existing permits, be accompanied by a letter certifying that the applicant is covered for outpatient medical expenses, hospitalization, and medical care related to accidents for at least one year from the start date of the visa. This mandate is required even if one plans to spend less than a calendar year in Greece.

Requirements for your health insurance include the following:

– Hospitalization (minimum coverage: €10,000/year)
– Outpatient care / Medical Expenses (minimum coverage: €1,500/year)
– Disability (minimum coverage: €15,000/year)

– The required coverage for hospitalization (at least €10,000) and for outpatient care (at least €1,500) is relatively low but the authorities stipulate that the insurance company must cover 80% of a bill. The new law (as of December 2014) does not include a deductible requirement but insurance plans requiring patients to pay more than 20% of a bill will not be acceptable.

IMPORTANT NOTE (update 2021):

As it is often the case with public services in Greece, it seems that each officer assesses the requirements differently, even though there is no official amendment.

We STRONGLY suggest contacting the station or residence office BEFORE applying and receiving the exact requirements either by phone or in writing. This is important as health insurance plans will not refunded unless there is an official letter stating that it does not fit the requirements (which means more delays and bureaucracy).


Get in touch with us and explore your options here.